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At Your Best Financial Services
  • Home
  • IRMAA
  • Estate Planning
  • Virtual Store
  • podcast
  • MY BLOG

Helping you secure yourself and your Legacy

Helping you secure yourself and your LegacyHelping you secure yourself and your LegacyHelping you secure yourself and your Legacy

Book a Consultation

Helping you secure yourself and your Legacy

Helping you secure yourself and your LegacyHelping you secure yourself and your LegacyHelping you secure yourself and your Legacy

Book a Consultation

Meet the owner

Denise Bester

Hi! I'm glad you stopped by,


I am the owner of "At Your Bester Financial Services".

I have been helping my community plan for their futures for several years now, and I love it. I have enjoyed helping many secure their legacy and their future retirement.


In 2018 I was faced with an incident where I did not know if my father would make it through the night. He was my first love. All I could do was think about what was I going to do without him. Then, what was I going to do because there was no money and no preparations made if he didn't. OMG. 


This stressed me out even more. 


It was a real eyeopener for me. My Prayer " God"  If he makes it through this, I promised to make sure I have something to take care of him with. 


My Goal is to help as many people as I can to never have to worry about this. I am passionate about what I do. I believe that if you are aware and educated on financial literacy, you can make good decisions for your self and your family. Trust me, they will love you for it. 

       

          "Be the change that you want to see in others"

About Us

We are Committed to Service

We are Committed to Service

We are Committed to Service

We are committed to serving you to the best of our ability, by helping you strategically plan. " the person who fails to plan is a person who plans to fail". We are here to educate you on the areas of concern and help to guide you. We are here to help you every step of the way.

Protecting Your Future

We are Committed to Service

We are Committed to Service

Did you know that Your Social Security may be at risk to reduce by 12-24% beginning in 2034, and maybe not be available after 2037. Let us help you prepare in the case of any event including Social Security. Keeping you from having to work longer than planned. 20% of Americans over 65 are still working and 15% are working well into their 70's. This is just to meet their daily needs. 


Planning for the Future

We are Committed to Service

Planning for the Future

We specialize in pre-retirement planning for  ages 45 and over. Helping to strategically plan to supplement income during retirement. We help you to narrow down your needs and wants for your future and set you in the direction of that future. This will give you a peace of mind and also some relaxation time to enjoy with your family.

Planning for Healthcare

What you don't know about IRMAA will hurt your retirement.

 IRMAA- A REAL AREA OF CONCERN FOR THE PRE-RETIREES 

client's testimonials

Denise helped me to get from under a burial plan and into a Whole Life Policy that would help me more without a 2 year waiting period. She helped me to see options and cost that worked for me. She also helped me with an old 401k plan that we were able to grow from 13k to 37k. She is awesome and easy to work with

I wanted to start early on investing in Whole Term Life Insurance, yet I did not have any real education. With Ms. Denise Bester the process was easy! I was properly educated on multiple plans and shown my future potential estimates. They broke down a variety of scenarios which made me feel comfortable. Lastly they gave me a sense of family connection which is why I will always support them!

I wanted to start early on investing in Whole Term Life Insurance, yet I did not have any real education. With Ms. Denise Bester the process was easy! I was properly educated on multiple plans and shown my future potential estimates. They broke down a variety of scenarios which made me feel comfortable. Lastly they gave me a sense of family connection which is why I will always support them!

 -Linda Walker, Dallas TX 

I wanted to start early on investing in Whole Term Life Insurance, yet I did not have any real education. With Ms. Denise Bester the process was easy! I was properly educated on multiple plans and shown my future potential estimates. They broke down a variety of scenarios which made me feel comfortable. Lastly they gave me a sense of family connection which is why I will always support them!

I wanted to start early on investing in Whole Term Life Insurance, yet I did not have any real education. With Ms. Denise Bester the process was easy! I was properly educated on multiple plans and shown my future potential estimates. They broke down a variety of scenarios which made me feel comfortable. Lastly they gave me a sense of family connection which is why I will always support them!

I wanted to start early on investing in Whole Term Life Insurance, yet I did not have any real education. With Ms. Denise Bester the process was easy! I was properly educated on multiple plans and shown my future potential estimates. They broke down a variety of scenarios which made me feel comfortable. Lastly they gave me a sense of family connection which is why I will always support them!

 - Jori Wingham, Grand Prairie TX 

First of all, I’m incredibly thankful to have met you and Christina. You both helped me plan for my future and gave me peace of mind, especially knowing that at my age, I’m taking steps toward planning for my retirement. As I mentioned during our calls, I’ve been telling my friends how important it is to start planning for retirement.

I wanted to start early on investing in Whole Term Life Insurance, yet I did not have any real education. With Ms. Denise Bester the process was easy! I was properly educated on multiple plans and shown my future potential estimates. They broke down a variety of scenarios which made me feel comfortable. Lastly they gave me a sense of family connection which is why I will always support them!

First of all, I’m incredibly thankful to have met you and Christina. You both helped me plan for my future and gave me peace of mind, especially knowing that at my age, I’m taking steps toward planning for my retirement. As I mentioned during our calls, I’ve been telling my friends how important it is to start planning for retirement.

 -Xyrene, Dallas TX 

Frequently Asked Questions

Please reach us at dbester37@insandconsults.com if you cannot find an answer to your question.

 Retirement planning refers to financial strategies of saving, investments, and ultimately distributing money meant to sustain oneself during retirement.


Just click the link below to schedule and fill out the form below.


No this call is completely free of charge. As I stated before, My goal is to help as many as I can to prepare for their futures.


This call will equip you with the knowledge that you need to take actions on. I will give you a plan of action on what you will need to complete first 2nd and 3rd . You will  also leave the call with complete understanding of  why your actions are needed. An outline of your future needs goals will be provided as well. It will e up to you to put the plan in action


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We love our customers, so feel free to schedule a call for a free consultation

At Your Best Financial Services

Hours

Open today

09:00 am – 05:00 pm

please feel free to schedule your free consultation using the link below.  


https://calendly.com/atyourbestfinancialservices/oneonone-meeting


Or fill out the form below and I will get back to you as soon as possible.

 https://form.jotform.com/230418028727152 


click to compare plans for Seniors: https://dshanellebester.best-benefits.info/home837757


click here to compare plans: https://agents.ethoslife.com/invite/dc6c9



At Your Best Financial Services

Grand Prairie TX, 75054

972.430.1192

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